LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,259
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,658
−HK$3,453/mo
Today · 4.125%
HK$116,111
baseline
▲ 0.50% · 4.625%
HK$123,176
+HK$7,065/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,222/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,550
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,810
−HK$3,307/mo
Today · 4.125%
HK$128,117
baseline
▲ 0.50% · 4.625%
HK$134,870
+HK$6,753/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,234/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,111
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$135,189
−HK$4,144/mo
Today · 4.125%
HK$139,333
baseline
▲ 0.50% · 4.625%
HK$147,811
+HK$8,478/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$278,666/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,860
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$149,771
−HK$3,969/mo
Today · 4.125%
HK$153,740
baseline
▲ 0.50% · 4.625%
HK$161,844
+HK$8,104/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$307,480/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,963
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,721
−HK$4,834/mo
Today · 4.125%
HK$162,555
baseline
▲ 0.50% · 4.625%
HK$172,446
+HK$9,891/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$325,110/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,170
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,733
−HK$4,630/mo
Today · 4.125%
HK$179,363
baseline
▲ 0.50% · 4.625%
HK$188,818
+HK$9,455/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$358,726/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,666
−HK$12,333/mo
▼ 0.25% · 3.875%
HK$202,784
−HK$6,215/mo
Today · 4.125%
HK$208,999
baseline
▲ 0.50% · 4.625%
HK$221,716
+HK$12,717/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$417,998/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,789
−HK$11,821/mo
▼ 0.25% · 3.875%
HK$224,657
−HK$5,953/mo
Today · 4.125%
HK$230,610
baseline
▲ 0.50% · 4.625%
HK$242,766
+HK$12,156/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$461,220/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,400 · Scale 2, in force from 26 Feb 2026)