LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,264
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,663
−HK$3,453/mo
Today · 4.125%
HK$116,116
baseline
▲ 0.50% · 4.625%
HK$123,181
+HK$7,065/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,232/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,555
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,815
−HK$3,307/mo
Today · 4.125%
HK$128,122
baseline
▲ 0.50% · 4.625%
HK$134,876
+HK$6,754/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,244/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,117
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$135,195
−HK$4,144/mo
Today · 4.125%
HK$139,339
baseline
▲ 0.50% · 4.625%
HK$147,818
+HK$8,479/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$278,678/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,866
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$149,778
−HK$3,969/mo
Today · 4.125%
HK$153,747
baseline
▲ 0.50% · 4.625%
HK$161,851
+HK$8,104/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$307,494/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,970
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,728
−HK$4,834/mo
Today · 4.125%
HK$162,562
baseline
▲ 0.50% · 4.625%
HK$172,454
+HK$9,892/mo
Deposit HK$14.38M · loan HK$33.54M · min. income ≈ HK$325,124/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,177
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,741
−HK$4,630/mo
Today · 4.125%
HK$179,371
baseline
▲ 0.50% · 4.625%
HK$188,826
+HK$9,455/mo
Deposit HK$14.38M · loan HK$33.54M · min. income ≈ HK$358,742/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,675
−HK$12,334/mo
▼ 0.25% · 3.875%
HK$202,793
−HK$6,216/mo
Today · 4.125%
HK$209,009
baseline
▲ 0.50% · 4.625%
HK$221,726
+HK$12,717/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$418,018/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,799
−HK$11,821/mo
▼ 0.25% · 3.875%
HK$224,668
−HK$5,952/mo
Today · 4.125%
HK$230,620
baseline
▲ 0.50% · 4.625%
HK$242,777
+HK$12,157/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$461,240/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,493 · Scale 2, in force from 26 Feb 2026)