LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,271
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,669
−HK$3,454/mo
Today · 4.125%
HK$116,123
baseline
▲ 0.50% · 4.625%
HK$123,189
+HK$7,066/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,246/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,562
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,823
−HK$3,307/mo
Today · 4.125%
HK$128,130
baseline
▲ 0.50% · 4.625%
HK$134,884
+HK$6,754/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,260/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,125
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$135,203
−HK$4,144/mo
Today · 4.125%
HK$139,347
baseline
▲ 0.50% · 4.625%
HK$147,826
+HK$8,479/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$278,694/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,875
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$149,787
−HK$3,969/mo
Today · 4.125%
HK$153,756
baseline
▲ 0.50% · 4.625%
HK$161,861
+HK$8,105/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$307,512/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,979
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$157,737
−HK$4,835/mo
Today · 4.125%
HK$162,572
baseline
▲ 0.50% · 4.625%
HK$172,464
+HK$9,892/mo
Deposit HK$14.38M · loan HK$33.54M · min. income ≈ HK$325,144/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,187
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,752
−HK$4,630/mo
Today · 4.125%
HK$179,382
baseline
▲ 0.50% · 4.625%
HK$188,837
+HK$9,455/mo
Deposit HK$14.38M · loan HK$33.54M · min. income ≈ HK$358,764/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,687
−HK$12,334/mo
▼ 0.25% · 3.875%
HK$202,805
−HK$6,216/mo
Today · 4.125%
HK$209,021
baseline
▲ 0.50% · 4.625%
HK$221,739
+HK$12,718/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$418,042/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,812
−HK$11,822/mo
▼ 0.25% · 3.875%
HK$224,681
−HK$5,953/mo
Today · 4.125%
HK$230,634
baseline
▲ 0.50% · 4.625%
HK$242,791
+HK$12,157/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$461,268/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,612 · Scale 2, in force from 26 Feb 2026)