LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,275
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,674
−HK$3,453/mo
Today · 4.125%
HK$116,127
baseline
▲ 0.50% · 4.625%
HK$123,193
+HK$7,066/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,254/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,567
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,828
−HK$3,307/mo
Today · 4.125%
HK$128,135
baseline
▲ 0.50% · 4.625%
HK$134,889
+HK$6,754/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,270/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,130
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$135,209
−HK$4,144/mo
Today · 4.125%
HK$139,353
baseline
▲ 0.50% · 4.625%
HK$147,832
+HK$8,479/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$278,706/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,881
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$149,793
−HK$3,969/mo
Today · 4.125%
HK$153,762
baseline
▲ 0.50% · 4.625%
HK$161,867
+HK$8,105/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$307,524/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,985
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$157,744
−HK$4,834/mo
Today · 4.125%
HK$162,578
baseline
▲ 0.50% · 4.625%
HK$172,471
+HK$9,893/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$325,156/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,194
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,759
−HK$4,630/mo
Today · 4.125%
HK$179,389
baseline
▲ 0.50% · 4.625%
HK$188,845
+HK$9,456/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$358,778/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,695
−HK$12,334/mo
▼ 0.25% · 3.875%
HK$202,813
−HK$6,216/mo
Today · 4.125%
HK$209,029
baseline
▲ 0.50% · 4.625%
HK$221,748
+HK$12,719/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$418,058/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,821
−HK$11,822/mo
▼ 0.25% · 3.875%
HK$224,690
−HK$5,953/mo
Today · 4.125%
HK$230,643
baseline
▲ 0.50% · 4.625%
HK$242,801
+HK$12,158/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$461,286/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,693 · Scale 2, in force from 26 Feb 2026)