LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,283
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,683
−HK$3,454/mo
Today · 4.125%
HK$116,137
baseline
▲ 0.50% · 4.625%
HK$123,203
+HK$7,066/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,274/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,577
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,837
−HK$3,308/mo
Today · 4.125%
HK$128,145
baseline
▲ 0.50% · 4.625%
HK$134,900
+HK$6,755/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,290/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,140
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$135,219
−HK$4,145/mo
Today · 4.125%
HK$139,364
baseline
▲ 0.50% · 4.625%
HK$147,844
+HK$8,480/mo
Deposit HK$19.17M · loan HK$28.76M · min. income ≈ HK$278,728/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,892
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$149,805
−HK$3,969/mo
Today · 4.125%
HK$153,774
baseline
▲ 0.50% · 4.625%
HK$161,880
+HK$8,106/mo
Deposit HK$19.17M · loan HK$28.76M · min. income ≈ HK$307,548/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,997
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,756
−HK$4,835/mo
Today · 4.125%
HK$162,591
baseline
▲ 0.50% · 4.625%
HK$172,484
+HK$9,893/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$325,182/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,207
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$174,772
−HK$4,631/mo
Today · 4.125%
HK$179,403
baseline
▲ 0.50% · 4.625%
HK$188,860
+HK$9,457/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$358,806/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,710
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$202,829
−HK$6,217/mo
Today · 4.125%
HK$209,046
baseline
▲ 0.50% · 4.625%
HK$221,766
+HK$12,720/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$418,092/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,838
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$224,707
−HK$5,954/mo
Today · 4.125%
HK$230,661
baseline
▲ 0.50% · 4.625%
HK$242,820
+HK$12,159/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$461,322/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,854 · Scale 2, in force from 26 Feb 2026)