LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,286
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,685
−HK$3,454/mo
Today · 4.125%
HK$116,139
baseline
▲ 0.50% · 4.625%
HK$123,206
+HK$7,067/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,278/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,579
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,840
−HK$3,308/mo
Today · 4.125%
HK$128,148
baseline
▲ 0.50% · 4.625%
HK$134,903
+HK$6,755/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,296/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,143
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$135,222
−HK$4,145/mo
Today · 4.125%
HK$139,367
baseline
▲ 0.50% · 4.625%
HK$147,847
+HK$8,480/mo
Deposit HK$19.17M · loan HK$28.76M · min. income ≈ HK$278,734/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,895
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$149,808
−HK$3,969/mo
Today · 4.125%
HK$153,777
baseline
▲ 0.50% · 4.625%
HK$161,883
+HK$8,106/mo
Deposit HK$19.17M · loan HK$28.76M · min. income ≈ HK$307,554/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,000
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,759
−HK$4,835/mo
Today · 4.125%
HK$162,594
baseline
▲ 0.50% · 4.625%
HK$172,488
+HK$9,894/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$325,188/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,211
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$174,776
−HK$4,631/mo
Today · 4.125%
HK$179,407
baseline
▲ 0.50% · 4.625%
HK$188,864
+HK$9,457/mo
Deposit HK$14.38M · loan HK$33.55M · min. income ≈ HK$358,814/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,714
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$202,833
−HK$6,217/mo
Today · 4.125%
HK$209,050
baseline
▲ 0.50% · 4.625%
HK$221,770
+HK$12,720/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$418,100/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,843
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$224,712
−HK$5,954/mo
Today · 4.125%
HK$230,666
baseline
▲ 0.50% · 4.625%
HK$242,825
+HK$12,159/mo
Deposit HK$4.79M · loan HK$43.13M · min. income ≈ HK$461,332/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,894 · Scale 2, in force from 26 Feb 2026)