LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,930
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,270
−HK$345/mo
Today · 4.125%
HK$11,615
baseline
▲ 0.50% · 4.625%
HK$12,322
+HK$707/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,230/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,160
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,486
−HK$331/mo
Today · 4.125%
HK$12,817
baseline
▲ 0.50% · 4.625%
HK$13,492
+HK$675/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,634/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,116
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,524
−HK$415/mo
Today · 4.125%
HK$13,939
baseline
▲ 0.50% · 4.625%
HK$14,787
+HK$848/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,878/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,591
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,983
−HK$397/mo
Today · 4.125%
HK$15,380
baseline
▲ 0.50% · 4.625%
HK$16,191
+HK$811/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,760/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,302
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,778
−HK$484/mo
Today · 4.125%
HK$16,262
baseline
▲ 0.50% · 4.625%
HK$17,251
+HK$989/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,524/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,023
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,480
−HK$463/mo
Today · 4.125%
HK$17,943
baseline
▲ 0.50% · 4.625%
HK$18,889
+HK$946/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,886/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,674
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,286
−HK$622/mo
Today · 4.125%
HK$20,908
baseline
▲ 0.50% · 4.625%
HK$22,180
+HK$1,272/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,816/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,887
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$596/mo
Today · 4.125%
HK$23,070
baseline
▲ 0.50% · 4.625%
HK$24,286
+HK$1,216/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$46,140/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,835 · Scale 2, in force from 26 Feb 2026)