LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,319
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,720
−HK$3,454/mo
Today · 4.125%
HK$116,174
baseline
▲ 0.50% · 4.625%
HK$123,243
+HK$7,069/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$232,348/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,616
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,878
−HK$3,309/mo
Today · 4.125%
HK$128,187
baseline
▲ 0.50% · 4.625%
HK$134,944
+HK$6,757/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$256,374/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,183
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,264
−HK$4,145/mo
Today · 4.125%
HK$139,409
baseline
▲ 0.50% · 4.625%
HK$147,892
+HK$8,483/mo
Deposit HK$19.18M · loan HK$28.76M · min. income ≈ HK$278,818/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,940
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,854
−HK$3,970/mo
Today · 4.125%
HK$153,824
baseline
▲ 0.50% · 4.625%
HK$161,933
+HK$8,109/mo
Deposit HK$19.18M · loan HK$28.76M · min. income ≈ HK$307,648/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,047
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$157,807
−HK$4,837/mo
Today · 4.125%
HK$162,644
baseline
▲ 0.50% · 4.625%
HK$172,541
+HK$9,897/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$325,288/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,263
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$174,829
−HK$4,633/mo
Today · 4.125%
HK$179,462
baseline
▲ 0.50% · 4.625%
HK$188,922
+HK$9,460/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$358,924/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,774
−HK$12,340/mo
▼ 0.25% · 3.875%
HK$202,895
−HK$6,219/mo
Today · 4.125%
HK$209,114
baseline
▲ 0.50% · 4.625%
HK$221,838
+HK$12,724/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$418,228/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,910
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$224,781
−HK$5,956/mo
Today · 4.125%
HK$230,737
baseline
▲ 0.50% · 4.625%
HK$242,899
+HK$12,162/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$461,474/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,519 · Scale 2, in force from 26 Feb 2026)