LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,326
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,726
−HK$3,455/mo
Today · 4.125%
HK$116,181
baseline
▲ 0.50% · 4.625%
HK$123,251
+HK$7,070/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$232,362/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,624
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,886
−HK$3,309/mo
Today · 4.125%
HK$128,195
baseline
▲ 0.50% · 4.625%
HK$134,952
+HK$6,757/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$256,390/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,191
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,272
−HK$4,146/mo
Today · 4.125%
HK$139,418
baseline
▲ 0.50% · 4.625%
HK$147,901
+HK$8,483/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$278,836/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,948
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,863
−HK$3,971/mo
Today · 4.125%
HK$153,834
baseline
▲ 0.50% · 4.625%
HK$161,942
+HK$8,108/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$307,668/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,056
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$157,817
−HK$4,837/mo
Today · 4.125%
HK$162,654
baseline
▲ 0.50% · 4.625%
HK$172,551
+HK$9,897/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$325,308/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,273
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$174,840
−HK$4,632/mo
Today · 4.125%
HK$179,472
baseline
▲ 0.50% · 4.625%
HK$188,933
+HK$9,461/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$358,944/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,786
−HK$12,340/mo
▼ 0.25% · 3.875%
HK$202,907
−HK$6,219/mo
Today · 4.125%
HK$209,126
baseline
▲ 0.50% · 4.625%
HK$221,851
+HK$12,725/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$418,252/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,923
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$224,794
−HK$5,956/mo
Today · 4.125%
HK$230,750
baseline
▲ 0.50% · 4.625%
HK$242,913
+HK$12,163/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$461,500/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,639 · Scale 2, in force from 26 Feb 2026)