LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,934
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,274
−HK$345/mo
Today · 4.125%
HK$11,619
baseline
▲ 0.50% · 4.625%
HK$12,326
+HK$707/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,238/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,164
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,490
−HK$331/mo
Today · 4.125%
HK$12,821
baseline
▲ 0.50% · 4.625%
HK$13,497
+HK$676/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,642/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,120
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,529
−HK$414/mo
Today · 4.125%
HK$13,943
baseline
▲ 0.50% · 4.625%
HK$14,792
+HK$849/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,886/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,596
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,988
−HK$397/mo
Today · 4.125%
HK$15,385
baseline
▲ 0.50% · 4.625%
HK$16,196
+HK$811/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,770/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,307
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,783
−HK$484/mo
Today · 4.125%
HK$16,267
baseline
▲ 0.50% · 4.625%
HK$17,257
+HK$990/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,534/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,029
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,486
−HK$463/mo
Today · 4.125%
HK$17,949
baseline
▲ 0.50% · 4.625%
HK$18,895
+HK$946/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,898/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,681
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,293
−HK$622/mo
Today · 4.125%
HK$20,915
baseline
▲ 0.50% · 4.625%
HK$22,187
+HK$1,272/mo
Deposit HK$479K · loan HK$4.32M · min. income ≈ HK$41,830/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,894
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,482
−HK$595/mo
Today · 4.125%
HK$23,077
baseline
▲ 0.50% · 4.625%
HK$24,294
+HK$1,217/mo
Deposit HK$479K · loan HK$4.32M · min. income ≈ HK$46,154/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,993 · Scale 2, in force from 26 Feb 2026)