LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,338
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,739
−HK$3,455/mo
Today · 4.125%
HK$116,194
baseline
▲ 0.50% · 4.625%
HK$123,264
+HK$7,070/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$232,388/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,637
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,899
−HK$3,310/mo
Today · 4.125%
HK$128,209
baseline
▲ 0.50% · 4.625%
HK$134,967
+HK$6,758/mo
Deposit HK$23.97M · loan HK$23.97M · min. income ≈ HK$256,418/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,205
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$135,286
−HK$4,147/mo
Today · 4.125%
HK$139,433
baseline
▲ 0.50% · 4.625%
HK$147,917
+HK$8,484/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$278,866/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,965
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,879
−HK$3,972/mo
Today · 4.125%
HK$153,851
baseline
▲ 0.50% · 4.625%
HK$161,960
+HK$8,109/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$307,702/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,073
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,834
−HK$4,838/mo
Today · 4.125%
HK$162,672
baseline
▲ 0.50% · 4.625%
HK$172,570
+HK$9,898/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$325,344/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,292
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$174,859
−HK$4,633/mo
Today · 4.125%
HK$179,492
baseline
▲ 0.50% · 4.625%
HK$188,954
+HK$9,462/mo
Deposit HK$14.38M · loan HK$33.56M · min. income ≈ HK$358,984/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,808
−HK$12,341/mo
▼ 0.25% · 3.875%
HK$202,930
−HK$6,219/mo
Today · 4.125%
HK$209,149
baseline
▲ 0.50% · 4.625%
HK$221,876
+HK$12,727/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$418,298/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,947
−HK$11,829/mo
▼ 0.25% · 3.875%
HK$224,819
−HK$5,957/mo
Today · 4.125%
HK$230,776
baseline
▲ 0.50% · 4.625%
HK$242,940
+HK$12,164/mo
Deposit HK$4.79M · loan HK$43.15M · min. income ≈ HK$461,552/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,037,864 · Scale 2, in force from 26 Feb 2026)