LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,345
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,747
−HK$3,455/mo
Today · 4.125%
HK$116,202
baseline
▲ 0.50% · 4.625%
HK$123,273
+HK$7,071/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$232,404/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,646
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,908
−HK$3,310/mo
Today · 4.125%
HK$128,218
baseline
▲ 0.50% · 4.625%
HK$134,976
+HK$6,758/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$256,436/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,214
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$135,296
−HK$4,147/mo
Today · 4.125%
HK$139,443
baseline
▲ 0.50% · 4.625%
HK$147,928
+HK$8,485/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$278,886/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,975
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,890
−HK$3,971/mo
Today · 4.125%
HK$153,861
baseline
▲ 0.50% · 4.625%
HK$161,972
+HK$8,111/mo
Deposit HK$19.18M · loan HK$28.77M · min. income ≈ HK$307,722/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,084
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,845
−HK$4,838/mo
Today · 4.125%
HK$162,683
baseline
▲ 0.50% · 4.625%
HK$172,582
+HK$9,899/mo
Deposit HK$14.39M · loan HK$33.57M · min. income ≈ HK$325,366/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,304
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$174,871
−HK$4,634/mo
Today · 4.125%
HK$179,505
baseline
▲ 0.50% · 4.625%
HK$188,967
+HK$9,462/mo
Deposit HK$14.39M · loan HK$33.57M · min. income ≈ HK$359,010/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,822
−HK$12,342/mo
▼ 0.25% · 3.875%
HK$202,944
−HK$6,220/mo
Today · 4.125%
HK$209,164
baseline
▲ 0.50% · 4.625%
HK$221,891
+HK$12,727/mo
Deposit HK$4.80M · loan HK$43.16M · min. income ≈ HK$418,328/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,962
−HK$11,830/mo
▼ 0.25% · 3.875%
HK$224,835
−HK$5,957/mo
Today · 4.125%
HK$230,792
baseline
▲ 0.50% · 4.625%
HK$242,957
+HK$12,165/mo
Deposit HK$4.80M · loan HK$43.16M · min. income ≈ HK$461,584/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,038,008 · Scale 2, in force from 26 Feb 2026)