LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,936
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,276
−HK$346/mo
Today · 4.125%
HK$11,622
baseline
▲ 0.50% · 4.625%
HK$12,329
+HK$707/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,244/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,166
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,492
−HK$331/mo
Today · 4.125%
HK$12,823
baseline
▲ 0.50% · 4.625%
HK$13,499
+HK$676/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,646/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,123
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,531
−HK$415/mo
Today · 4.125%
HK$13,946
baseline
▲ 0.50% · 4.625%
HK$14,794
+HK$848/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,892/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,599
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,991
−HK$397/mo
Today · 4.125%
HK$15,388
baseline
▲ 0.50% · 4.625%
HK$16,199
+HK$811/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,776/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,310
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,786
−HK$484/mo
Today · 4.125%
HK$16,270
baseline
▲ 0.50% · 4.625%
HK$17,260
+HK$990/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,540/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,032
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,489
−HK$463/mo
Today · 4.125%
HK$17,952
baseline
▲ 0.50% · 4.625%
HK$18,899
+HK$947/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,904/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,297
−HK$622/mo
Today · 4.125%
HK$20,919
baseline
▲ 0.50% · 4.625%
HK$22,192
+HK$1,273/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,838/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,899
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,486
−HK$596/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,298
+HK$1,216/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,084 · Scale 2, in force from 26 Feb 2026)