LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,362
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,763
−HK$3,456/mo
Today · 4.125%
HK$116,219
baseline
▲ 0.50% · 4.625%
HK$123,291
+HK$7,072/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$232,438/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,664
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,927
−HK$3,310/mo
Today · 4.125%
HK$128,237
baseline
▲ 0.50% · 4.625%
HK$134,996
+HK$6,759/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$256,474/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,234
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$135,316
−HK$4,147/mo
Today · 4.125%
HK$139,463
baseline
▲ 0.50% · 4.625%
HK$147,949
+HK$8,486/mo
Deposit HK$19.18M · loan HK$28.78M · min. income ≈ HK$278,926/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,996
−HK$7,888/mo
▼ 0.25% · 3.875%
HK$149,912
−HK$3,972/mo
Today · 4.125%
HK$153,884
baseline
▲ 0.50% · 4.625%
HK$161,995
+HK$8,111/mo
Deposit HK$19.18M · loan HK$28.78M · min. income ≈ HK$307,768/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,106
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$157,869
−HK$4,838/mo
Today · 4.125%
HK$162,707
baseline
▲ 0.50% · 4.625%
HK$172,608
+HK$9,901/mo
Deposit HK$14.39M · loan HK$33.57M · min. income ≈ HK$325,414/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,329
−HK$9,202/mo
▼ 0.25% · 3.875%
HK$174,897
−HK$4,634/mo
Today · 4.125%
HK$179,531
baseline
▲ 0.50% · 4.625%
HK$188,995
+HK$9,464/mo
Deposit HK$14.39M · loan HK$33.57M · min. income ≈ HK$359,062/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,851
−HK$12,344/mo
▼ 0.25% · 3.875%
HK$202,974
−HK$6,221/mo
Today · 4.125%
HK$209,195
baseline
▲ 0.50% · 4.625%
HK$221,924
+HK$12,729/mo
Deposit HK$4.80M · loan HK$43.16M · min. income ≈ HK$418,390/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,994
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$224,868
−HK$5,958/mo
Today · 4.125%
HK$230,826
baseline
▲ 0.50% · 4.625%
HK$242,993
+HK$12,167/mo
Deposit HK$4.80M · loan HK$43.16M · min. income ≈ HK$461,652/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,038,308 · Scale 2, in force from 26 Feb 2026)