LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,376
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,778
−HK$3,456/mo
Today · 4.125%
HK$116,234
baseline
▲ 0.50% · 4.625%
HK$123,307
+HK$7,073/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$232,468/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,679
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,943
−HK$3,310/mo
Today · 4.125%
HK$128,253
baseline
▲ 0.50% · 4.625%
HK$135,014
+HK$6,761/mo
Deposit HK$23.98M · loan HK$23.98M · min. income ≈ HK$256,506/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,251
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$135,333
−HK$4,148/mo
Today · 4.125%
HK$139,481
baseline
▲ 0.50% · 4.625%
HK$147,968
+HK$8,487/mo
Deposit HK$19.19M · loan HK$28.78M · min. income ≈ HK$278,962/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,015
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,931
−HK$3,973/mo
Today · 4.125%
HK$153,904
baseline
▲ 0.50% · 4.625%
HK$162,016
+HK$8,112/mo
Deposit HK$19.19M · loan HK$28.78M · min. income ≈ HK$307,808/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,126
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$157,889
−HK$4,839/mo
Today · 4.125%
HK$162,728
baseline
▲ 0.50% · 4.625%
HK$172,630
+HK$9,902/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$325,456/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,351
−HK$9,203/mo
▼ 0.25% · 3.875%
HK$174,920
−HK$4,634/mo
Today · 4.125%
HK$179,554
baseline
▲ 0.50% · 4.625%
HK$189,019
+HK$9,465/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$359,108/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,876
−HK$12,346/mo
▼ 0.25% · 3.875%
HK$203,000
−HK$6,222/mo
Today · 4.125%
HK$209,222
baseline
▲ 0.50% · 4.625%
HK$221,953
+HK$12,731/mo
Deposit HK$4.80M · loan HK$43.17M · min. income ≈ HK$418,444/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,023
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$224,897
−HK$5,959/mo
Today · 4.125%
HK$230,856
baseline
▲ 0.50% · 4.625%
HK$243,024
+HK$12,168/mo
Deposit HK$4.80M · loan HK$43.17M · min. income ≈ HK$461,712/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,570 · Scale 2, in force from 26 Feb 2026)