LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,390
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,792
−HK$3,457/mo
Today · 4.125%
HK$116,249
baseline
▲ 0.50% · 4.625%
HK$123,323
+HK$7,074/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$232,498/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,695
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,959
−HK$3,311/mo
Today · 4.125%
HK$128,270
baseline
▲ 0.50% · 4.625%
HK$135,031
+HK$6,761/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$256,540/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,268
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,351
−HK$4,148/mo
Today · 4.125%
HK$139,499
baseline
▲ 0.50% · 4.625%
HK$147,987
+HK$8,488/mo
Deposit HK$19.19M · loan HK$28.78M · min. income ≈ HK$278,998/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,034
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,950
−HK$3,974/mo
Today · 4.125%
HK$153,924
baseline
▲ 0.50% · 4.625%
HK$162,037
+HK$8,113/mo
Deposit HK$19.19M · loan HK$28.78M · min. income ≈ HK$307,848/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,146
−HK$9,603/mo
▼ 0.25% · 3.875%
HK$157,909
−HK$4,840/mo
Today · 4.125%
HK$162,749
baseline
▲ 0.50% · 4.625%
HK$172,652
+HK$9,903/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$325,498/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,373
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$174,942
−HK$4,636/mo
Today · 4.125%
HK$179,578
baseline
▲ 0.50% · 4.625%
HK$189,043
+HK$9,465/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$359,156/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,901
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,026
−HK$6,223/mo
Today · 4.125%
HK$209,249
baseline
▲ 0.50% · 4.625%
HK$221,981
+HK$12,732/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$418,498/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,051
−HK$11,834/mo
▼ 0.25% · 3.875%
HK$224,926
−HK$5,959/mo
Today · 4.125%
HK$230,885
baseline
▲ 0.50% · 4.625%
HK$243,056
+HK$12,171/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$461,770/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,833 · Scale 2, in force from 26 Feb 2026)