LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,939
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,280
−HK$345/mo
Today · 4.125%
HK$11,625
baseline
▲ 0.50% · 4.625%
HK$12,333
+HK$708/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,250/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,170
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,496
−HK$331/mo
Today · 4.125%
HK$12,827
baseline
▲ 0.50% · 4.625%
HK$13,504
+HK$677/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,654/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,127
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,536
−HK$414/mo
Today · 4.125%
HK$13,950
baseline
▲ 0.50% · 4.625%
HK$14,799
+HK$849/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,900/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,604
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,996
−HK$397/mo
Today · 4.125%
HK$15,393
baseline
▲ 0.50% · 4.625%
HK$16,204
+HK$811/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,786/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,315
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,791
−HK$484/mo
Today · 4.125%
HK$16,275
baseline
▲ 0.50% · 4.625%
HK$17,266
+HK$991/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,550/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,038
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,495
−HK$463/mo
Today · 4.125%
HK$17,958
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$947/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,916/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,691
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,303
−HK$623/mo
Today · 4.125%
HK$20,926
baseline
▲ 0.50% · 4.625%
HK$22,199
+HK$1,273/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,852/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,906
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$596/mo
Today · 4.125%
HK$23,089
baseline
▲ 0.50% · 4.625%
HK$24,306
+HK$1,217/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,178/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,242 · Scale 2, in force from 26 Feb 2026)