LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,398
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,801
−HK$3,457/mo
Today · 4.125%
HK$116,258
baseline
▲ 0.50% · 4.625%
HK$123,332
+HK$7,074/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$232,516/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,704
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,968
−HK$3,312/mo
Today · 4.125%
HK$128,280
baseline
▲ 0.50% · 4.625%
HK$135,041
+HK$6,761/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$256,560/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,278
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$135,361
−HK$4,149/mo
Today · 4.125%
HK$139,510
baseline
▲ 0.50% · 4.625%
HK$147,999
+HK$8,489/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$279,020/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,045
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,962
−HK$3,973/mo
Today · 4.125%
HK$153,935
baseline
▲ 0.50% · 4.625%
HK$162,050
+HK$8,115/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$307,870/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,157
−HK$9,605/mo
▼ 0.25% · 3.875%
HK$157,921
−HK$4,841/mo
Today · 4.125%
HK$162,762
baseline
▲ 0.50% · 4.625%
HK$172,665
+HK$9,903/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$325,524/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,386
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$174,956
−HK$4,635/mo
Today · 4.125%
HK$179,591
baseline
▲ 0.50% · 4.625%
HK$189,058
+HK$9,467/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$359,182/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,917
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,042
−HK$6,223/mo
Today · 4.125%
HK$209,265
baseline
▲ 0.50% · 4.625%
HK$221,998
+HK$12,733/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$418,530/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,068
−HK$11,835/mo
▼ 0.25% · 3.875%
HK$224,943
−HK$5,960/mo
Today · 4.125%
HK$230,903
baseline
▲ 0.50% · 4.625%
HK$243,074
+HK$12,171/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$461,806/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,038,990 · Scale 2, in force from 26 Feb 2026)