LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,400
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,803
−HK$3,457/mo
Today · 4.125%
HK$116,260
baseline
▲ 0.50% · 4.625%
HK$123,334
+HK$7,074/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$232,520/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,706
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,970
−HK$3,312/mo
Today · 4.125%
HK$128,282
baseline
▲ 0.50% · 4.625%
HK$135,044
+HK$6,762/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$256,564/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,280
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$135,363
−HK$4,149/mo
Today · 4.125%
HK$139,512
baseline
▲ 0.50% · 4.625%
HK$148,001
+HK$8,489/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$279,024/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,048
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,965
−HK$3,973/mo
Today · 4.125%
HK$153,938
baseline
▲ 0.50% · 4.625%
HK$162,052
+HK$8,114/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$307,876/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,160
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$157,924
−HK$4,840/mo
Today · 4.125%
HK$162,764
baseline
▲ 0.50% · 4.625%
HK$172,668
+HK$9,904/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$325,528/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,389
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$174,959
−HK$4,635/mo
Today · 4.125%
HK$179,594
baseline
▲ 0.50% · 4.625%
HK$189,061
+HK$9,467/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$359,188/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,920
−HK$12,349/mo
▼ 0.25% · 3.875%
HK$203,045
−HK$6,224/mo
Today · 4.125%
HK$209,269
baseline
▲ 0.50% · 4.625%
HK$222,002
+HK$12,733/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$418,538/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,071
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$224,947
−HK$5,960/mo
Today · 4.125%
HK$230,907
baseline
▲ 0.50% · 4.625%
HK$243,079
+HK$12,172/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$461,814/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,025 · Scale 2, in force from 26 Feb 2026)