LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,402
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,805
−HK$3,457/mo
Today · 4.125%
HK$116,262
baseline
▲ 0.50% · 4.625%
HK$123,337
+HK$7,075/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$232,524/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,709
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,973
−HK$3,311/mo
Today · 4.125%
HK$128,284
baseline
▲ 0.50% · 4.625%
HK$135,046
+HK$6,762/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$256,568/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,282
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$135,366
−HK$4,149/mo
Today · 4.125%
HK$139,515
baseline
▲ 0.50% · 4.625%
HK$148,004
+HK$8,489/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$279,030/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,050
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$149,967
−HK$3,974/mo
Today · 4.125%
HK$153,941
baseline
▲ 0.50% · 4.625%
HK$162,055
+HK$8,114/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$307,882/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,163
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$157,927
−HK$4,840/mo
Today · 4.125%
HK$162,767
baseline
▲ 0.50% · 4.625%
HK$172,671
+HK$9,904/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$325,534/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,392
−HK$9,206/mo
▼ 0.25% · 3.875%
HK$174,962
−HK$4,636/mo
Today · 4.125%
HK$179,598
baseline
▲ 0.50% · 4.625%
HK$189,065
+HK$9,467/mo
Deposit HK$14.39M · loan HK$33.58M · min. income ≈ HK$359,196/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,924
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,049
−HK$6,223/mo
Today · 4.125%
HK$209,272
baseline
▲ 0.50% · 4.625%
HK$222,006
+HK$12,734/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$418,544/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,075
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$224,951
−HK$5,960/mo
Today · 4.125%
HK$230,911
baseline
▲ 0.50% · 4.625%
HK$243,083
+HK$12,172/mo
Deposit HK$4.80M · loan HK$43.18M · min. income ≈ HK$461,822/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,062 · Scale 2, in force from 26 Feb 2026)