LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,423
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,827
−HK$3,458/mo
Today · 4.125%
HK$116,285
baseline
▲ 0.50% · 4.625%
HK$123,361
+HK$7,076/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$232,570/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,732
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$124,997
−HK$3,312/mo
Today · 4.125%
HK$128,309
baseline
▲ 0.50% · 4.625%
HK$135,073
+HK$6,764/mo
Deposit HK$23.99M · loan HK$23.99M · min. income ≈ HK$256,618/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,308
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$135,393
−HK$4,149/mo
Today · 4.125%
HK$139,542
baseline
▲ 0.50% · 4.625%
HK$148,033
+HK$8,491/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$279,084/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,079
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$149,997
−HK$3,974/mo
Today · 4.125%
HK$153,971
baseline
▲ 0.50% · 4.625%
HK$162,087
+HK$8,116/mo
Deposit HK$19.19M · loan HK$28.79M · min. income ≈ HK$307,942/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,193
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$157,958
−HK$4,841/mo
Today · 4.125%
HK$162,799
baseline
▲ 0.50% · 4.625%
HK$172,705
+HK$9,906/mo
Deposit HK$14.40M · loan HK$33.59M · min. income ≈ HK$325,598/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,425
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$174,996
−HK$4,637/mo
Today · 4.125%
HK$179,633
baseline
▲ 0.50% · 4.625%
HK$189,102
+HK$9,469/mo
Deposit HK$14.40M · loan HK$33.59M · min. income ≈ HK$359,266/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,962
−HK$12,351/mo
▼ 0.25% · 3.875%
HK$203,089
−HK$6,224/mo
Today · 4.125%
HK$209,313
baseline
▲ 0.50% · 4.625%
HK$222,050
+HK$12,737/mo
Deposit HK$4.80M · loan HK$43.19M · min. income ≈ HK$418,626/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,118
−HK$11,839/mo
▼ 0.25% · 3.875%
HK$224,995
−HK$5,962/mo
Today · 4.125%
HK$230,957
baseline
▲ 0.50% · 4.625%
HK$243,131
+HK$12,174/mo
Deposit HK$4.80M · loan HK$43.19M · min. income ≈ HK$461,914/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,462 · Scale 2, in force from 26 Feb 2026)