LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,943
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,284
−HK$346/mo
Today · 4.125%
HK$11,630
baseline
▲ 0.50% · 4.625%
HK$12,337
+HK$707/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,260/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,174
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,501
−HK$331/mo
Today · 4.125%
HK$12,832
baseline
▲ 0.50% · 4.625%
HK$13,509
+HK$677/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,664/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,132
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,541
−HK$415/mo
Today · 4.125%
HK$13,956
baseline
▲ 0.50% · 4.625%
HK$14,805
+HK$849/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,912/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,609
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,001
−HK$398/mo
Today · 4.125%
HK$15,399
baseline
▲ 0.50% · 4.625%
HK$16,210
+HK$811/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,798/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,321
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,797
−HK$485/mo
Today · 4.125%
HK$16,282
baseline
▲ 0.50% · 4.625%
HK$17,272
+HK$990/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,564/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,044
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,501
−HK$464/mo
Today · 4.125%
HK$17,965
baseline
▲ 0.50% · 4.625%
HK$18,912
+HK$947/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,930/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,698
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,311
−HK$622/mo
Today · 4.125%
HK$20,933
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,274/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,502
−HK$596/mo
Today · 4.125%
HK$23,098
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,217/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,196/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,421 · Scale 2, in force from 26 Feb 2026)