LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,436
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,840
−HK$3,459/mo
Today · 4.125%
HK$116,299
baseline
▲ 0.50% · 4.625%
HK$123,375
+HK$7,076/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$232,598/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,747
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,012
−HK$3,312/mo
Today · 4.125%
HK$128,324
baseline
▲ 0.50% · 4.625%
HK$135,088
+HK$6,764/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$256,648/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,323
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,408
−HK$4,151/mo
Today · 4.125%
HK$139,559
baseline
▲ 0.50% · 4.625%
HK$148,050
+HK$8,491/mo
Deposit HK$19.20M · loan HK$28.80M · min. income ≈ HK$279,118/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,096
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$150,014
−HK$3,975/mo
Today · 4.125%
HK$153,989
baseline
▲ 0.50% · 4.625%
HK$162,106
+HK$8,117/mo
Deposit HK$19.20M · loan HK$28.80M · min. income ≈ HK$307,978/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,211
−HK$9,607/mo
▼ 0.25% · 3.875%
HK$157,976
−HK$4,842/mo
Today · 4.125%
HK$162,818
baseline
▲ 0.50% · 4.625%
HK$172,725
+HK$9,907/mo
Deposit HK$14.40M · loan HK$33.60M · min. income ≈ HK$325,636/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,445
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,017
−HK$4,637/mo
Today · 4.125%
HK$179,654
baseline
▲ 0.50% · 4.625%
HK$189,124
+HK$9,470/mo
Deposit HK$14.40M · loan HK$33.60M · min. income ≈ HK$359,308/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,985
−HK$12,353/mo
▼ 0.25% · 3.875%
HK$203,112
−HK$6,226/mo
Today · 4.125%
HK$209,338
baseline
▲ 0.50% · 4.625%
HK$222,075
+HK$12,737/mo
Deposit HK$4.80M · loan HK$43.19M · min. income ≈ HK$418,676/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,144
−HK$11,840/mo
▼ 0.25% · 3.875%
HK$225,021
−HK$5,963/mo
Today · 4.125%
HK$230,984
baseline
▲ 0.50% · 4.625%
HK$243,159
+HK$12,175/mo
Deposit HK$4.80M · loan HK$43.19M · min. income ≈ HK$461,968/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,039,699 · Scale 2, in force from 26 Feb 2026)