LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,945
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,285
−HK$346/mo
Today · 4.125%
HK$11,631
baseline
▲ 0.50% · 4.625%
HK$12,339
+HK$708/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,262/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,176
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,502
−HK$332/mo
Today · 4.125%
HK$12,834
baseline
▲ 0.50% · 4.625%
HK$13,510
+HK$676/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,668/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,133
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,542
−HK$415/mo
Today · 4.125%
HK$13,957
baseline
▲ 0.50% · 4.625%
HK$14,806
+HK$849/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,914/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,611
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,003
−HK$397/mo
Today · 4.125%
HK$15,400
baseline
▲ 0.50% · 4.625%
HK$16,212
+HK$812/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,800/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,322
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,799
−HK$484/mo
Today · 4.125%
HK$16,283
baseline
▲ 0.50% · 4.625%
HK$17,274
+HK$991/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,566/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,046
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,503
−HK$464/mo
Today · 4.125%
HK$17,967
baseline
▲ 0.50% · 4.625%
HK$18,914
+HK$947/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,934/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,700
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$623/mo
Today · 4.125%
HK$20,936
baseline
▲ 0.50% · 4.625%
HK$22,210
+HK$1,274/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,916
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,504
−HK$596/mo
Today · 4.125%
HK$23,100
baseline
▲ 0.50% · 4.625%
HK$24,318
+HK$1,218/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,200/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,472 · Scale 2, in force from 26 Feb 2026)