LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,453
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,857
−HK$3,459/mo
Today · 4.125%
HK$116,316
baseline
▲ 0.50% · 4.625%
HK$123,394
+HK$7,078/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$232,632/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,765
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,031
−HK$3,313/mo
Today · 4.125%
HK$128,344
baseline
▲ 0.50% · 4.625%
HK$135,109
+HK$6,765/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$256,688/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,343
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$135,429
−HK$4,151/mo
Today · 4.125%
HK$139,580
baseline
▲ 0.50% · 4.625%
HK$148,073
+HK$8,493/mo
Deposit HK$19.20M · loan HK$28.80M · min. income ≈ HK$279,160/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,118
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,037
−HK$3,976/mo
Today · 4.125%
HK$154,013
baseline
▲ 0.50% · 4.625%
HK$162,131
+HK$8,118/mo
Deposit HK$19.20M · loan HK$28.80M · min. income ≈ HK$308,026/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,234
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$158,000
−HK$4,843/mo
Today · 4.125%
HK$162,843
baseline
▲ 0.50% · 4.625%
HK$172,752
+HK$9,909/mo
Deposit HK$14.40M · loan HK$33.60M · min. income ≈ HK$325,686/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,471
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,043
−HK$4,638/mo
Today · 4.125%
HK$179,681
baseline
▲ 0.50% · 4.625%
HK$189,153
+HK$9,472/mo
Deposit HK$14.40M · loan HK$33.60M · min. income ≈ HK$359,362/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,015
−HK$12,355/mo
▼ 0.25% · 3.875%
HK$203,143
−HK$6,227/mo
Today · 4.125%
HK$209,370
baseline
▲ 0.50% · 4.625%
HK$222,109
+HK$12,739/mo
Deposit HK$4.80M · loan HK$43.20M · min. income ≈ HK$418,740/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,177
−HK$11,842/mo
▼ 0.25% · 3.875%
HK$225,056
−HK$5,963/mo
Today · 4.125%
HK$231,019
baseline
▲ 0.50% · 4.625%
HK$243,196
+HK$12,177/mo
Deposit HK$4.80M · loan HK$43.20M · min. income ≈ HK$462,038/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,010 · Scale 2, in force from 26 Feb 2026)