LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,474
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,880
−HK$3,459/mo
Today · 4.125%
HK$116,339
baseline
▲ 0.50% · 4.625%
HK$123,418
+HK$7,079/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$232,678/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,789
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,055
−HK$3,314/mo
Today · 4.125%
HK$128,369
baseline
▲ 0.50% · 4.625%
HK$135,135
+HK$6,766/mo
Deposit HK$24.00M · loan HK$24.00M · min. income ≈ HK$256,738/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,369
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$135,455
−HK$4,152/mo
Today · 4.125%
HK$139,607
baseline
▲ 0.50% · 4.625%
HK$148,102
+HK$8,495/mo
Deposit HK$19.20M · loan HK$28.81M · min. income ≈ HK$279,214/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,147
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$150,066
−HK$3,977/mo
Today · 4.125%
HK$154,043
baseline
▲ 0.50% · 4.625%
HK$162,162
+HK$8,119/mo
Deposit HK$19.20M · loan HK$28.81M · min. income ≈ HK$308,086/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,264
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$158,031
−HK$4,844/mo
Today · 4.125%
HK$162,875
baseline
▲ 0.50% · 4.625%
HK$172,785
+HK$9,910/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$325,750/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,505
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$175,077
−HK$4,639/mo
Today · 4.125%
HK$179,716
baseline
▲ 0.50% · 4.625%
HK$189,190
+HK$9,474/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$359,432/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,054
−HK$12,357/mo
▼ 0.25% · 3.875%
HK$203,183
−HK$6,228/mo
Today · 4.125%
HK$209,411
baseline
▲ 0.50% · 4.625%
HK$222,153
+HK$12,742/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$418,822/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,220
−HK$11,844/mo
▼ 0.25% · 3.875%
HK$225,100
−HK$5,964/mo
Today · 4.125%
HK$231,064
baseline
▲ 0.50% · 4.625%
HK$243,244
+HK$12,180/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$462,128/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,409 · Scale 2, in force from 26 Feb 2026)