LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,486
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,892
−HK$3,460/mo
Today · 4.125%
HK$116,352
baseline
▲ 0.50% · 4.625%
HK$123,432
+HK$7,080/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$232,704/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,802
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,069
−HK$3,314/mo
Today · 4.125%
HK$128,383
baseline
▲ 0.50% · 4.625%
HK$135,150
+HK$6,767/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$256,766/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,383
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$135,470
−HK$4,152/mo
Today · 4.125%
HK$139,622
baseline
▲ 0.50% · 4.625%
HK$148,118
+HK$8,496/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$279,244/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,163
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$150,083
−HK$3,976/mo
Today · 4.125%
HK$154,059
baseline
▲ 0.50% · 4.625%
HK$162,180
+HK$8,121/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$308,118/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,280
−HK$9,613/mo
▼ 0.25% · 3.875%
HK$158,048
−HK$4,845/mo
Today · 4.125%
HK$162,893
baseline
▲ 0.50% · 4.625%
HK$172,804
+HK$9,911/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$325,786/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,523
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,096
−HK$4,640/mo
Today · 4.125%
HK$179,736
baseline
▲ 0.50% · 4.625%
HK$189,210
+HK$9,474/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$359,472/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,075
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$203,205
−HK$6,228/mo
Today · 4.125%
HK$209,433
baseline
▲ 0.50% · 4.625%
HK$222,177
+HK$12,744/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$418,866/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,244
−HK$11,845/mo
▼ 0.25% · 3.875%
HK$225,124
−HK$5,965/mo
Today · 4.125%
HK$231,089
baseline
▲ 0.50% · 4.625%
HK$243,270
+HK$12,181/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$462,178/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,630 · Scale 2, in force from 26 Feb 2026)