LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,487
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,893
−HK$3,460/mo
Today · 4.125%
HK$116,353
baseline
▲ 0.50% · 4.625%
HK$123,433
+HK$7,080/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$232,706/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,804
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,070
−HK$3,314/mo
Today · 4.125%
HK$128,384
baseline
▲ 0.50% · 4.625%
HK$135,152
+HK$6,768/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$256,768/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,385
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$135,472
−HK$4,152/mo
Today · 4.125%
HK$139,624
baseline
▲ 0.50% · 4.625%
HK$148,120
+HK$8,496/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$279,248/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,164
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$150,084
−HK$3,977/mo
Today · 4.125%
HK$154,061
baseline
▲ 0.50% · 4.625%
HK$162,182
+HK$8,121/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$308,122/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,282
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,050
−HK$4,844/mo
Today · 4.125%
HK$162,894
baseline
▲ 0.50% · 4.625%
HK$172,806
+HK$9,912/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$325,788/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,525
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,098
−HK$4,640/mo
Today · 4.125%
HK$179,738
baseline
▲ 0.50% · 4.625%
HK$189,212
+HK$9,474/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$359,476/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,077
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$203,207
−HK$6,229/mo
Today · 4.125%
HK$209,436
baseline
▲ 0.50% · 4.625%
HK$222,179
+HK$12,743/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$418,872/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,246
−HK$11,846/mo
▼ 0.25% · 3.875%
HK$225,126
−HK$5,966/mo
Today · 4.125%
HK$231,092
baseline
▲ 0.50% · 4.625%
HK$243,273
+HK$12,181/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$462,184/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,653 · Scale 2, in force from 26 Feb 2026)