LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,949
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,289
−HK$346/mo
Today · 4.125%
HK$11,635
baseline
▲ 0.50% · 4.625%
HK$12,343
+HK$708/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,270/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,180
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,507
−HK$332/mo
Today · 4.125%
HK$12,839
baseline
▲ 0.50% · 4.625%
HK$13,515
+HK$676/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,678/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,139
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,547
−HK$416/mo
Today · 4.125%
HK$13,963
baseline
▲ 0.50% · 4.625%
HK$14,812
+HK$849/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,926/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,617
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,009
−HK$397/mo
Today · 4.125%
HK$15,406
baseline
▲ 0.50% · 4.625%
HK$16,218
+HK$812/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,812/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,328
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,805
−HK$485/mo
Today · 4.125%
HK$16,290
baseline
▲ 0.50% · 4.625%
HK$17,281
+HK$991/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,580/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,053
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,510
−HK$464/mo
Today · 4.125%
HK$17,974
baseline
▲ 0.50% · 4.625%
HK$18,921
+HK$947/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,948/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,708
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$623/mo
Today · 4.125%
HK$20,944
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,274/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,888/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,925
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,513
−HK$596/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,328
+HK$1,219/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,659 · Scale 2, in force from 26 Feb 2026)