LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,489
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,895
−HK$3,460/mo
Today · 4.125%
HK$116,355
baseline
▲ 0.50% · 4.625%
HK$123,435
+HK$7,080/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$232,710/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,806
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,072
−HK$3,314/mo
Today · 4.125%
HK$128,386
baseline
▲ 0.50% · 4.625%
HK$135,154
+HK$6,768/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$256,772/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,387
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$135,474
−HK$4,152/mo
Today · 4.125%
HK$139,626
baseline
▲ 0.50% · 4.625%
HK$148,122
+HK$8,496/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$279,252/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,167
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$150,087
−HK$3,977/mo
Today · 4.125%
HK$154,064
baseline
▲ 0.50% · 4.625%
HK$162,184
+HK$8,120/mo
Deposit HK$19.21M · loan HK$28.81M · min. income ≈ HK$308,128/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,285
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,053
−HK$4,844/mo
Today · 4.125%
HK$162,897
baseline
▲ 0.50% · 4.625%
HK$172,809
+HK$9,912/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$325,794/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,528
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,101
−HK$4,640/mo
Today · 4.125%
HK$179,741
baseline
▲ 0.50% · 4.625%
HK$189,215
+HK$9,474/mo
Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$359,482/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,080
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$203,211
−HK$6,228/mo
Today · 4.125%
HK$209,439
baseline
▲ 0.50% · 4.625%
HK$222,183
+HK$12,744/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$418,878/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,250
−HK$11,845/mo
▼ 0.25% · 3.875%
HK$225,130
−HK$5,965/mo
Today · 4.125%
HK$231,095
baseline
▲ 0.50% · 4.625%
HK$243,277
+HK$12,182/mo
Deposit HK$4.80M · loan HK$43.21M · min. income ≈ HK$462,190/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,040,686 · Scale 2, in force from 26 Feb 2026)