LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,951
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,291
−HK$346/mo
Today · 4.125%
HK$11,637
baseline
▲ 0.50% · 4.625%
HK$12,346
+HK$709/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,274/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,183
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,509
−HK$332/mo
Today · 4.125%
HK$12,841
baseline
▲ 0.50% · 4.625%
HK$13,518
+HK$677/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,682/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,141
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,550
−HK$415/mo
Today · 4.125%
HK$13,965
baseline
▲ 0.50% · 4.625%
HK$14,815
+HK$850/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,930/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,619
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,011
−HK$398/mo
Today · 4.125%
HK$15,409
baseline
▲ 0.50% · 4.625%
HK$16,221
+HK$812/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,818/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,331
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,808
−HK$484/mo
Today · 4.125%
HK$16,292
baseline
▲ 0.50% · 4.625%
HK$17,284
+HK$992/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,584/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,056
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,513
−HK$464/mo
Today · 4.125%
HK$17,977
baseline
▲ 0.50% · 4.625%
HK$18,925
+HK$948/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,954/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,711
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,324
−HK$623/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,222
+HK$1,275/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,929
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$596/mo
Today · 4.125%
HK$23,113
baseline
▲ 0.50% · 4.625%
HK$24,332
+HK$1,219/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,226/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,742 · Scale 2, in force from 26 Feb 2026)