LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,520
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,927
−HK$3,461/mo
Today · 4.125%
HK$116,388
baseline
▲ 0.50% · 4.625%
HK$123,470
+HK$7,082/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$232,776/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,840
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,108
−HK$3,315/mo
Today · 4.125%
HK$128,423
baseline
▲ 0.50% · 4.625%
HK$135,192
+HK$6,769/mo
Deposit HK$24.01M · loan HK$24.01M · min. income ≈ HK$256,846/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,424
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$135,512
−HK$4,154/mo
Today · 4.125%
HK$139,666
baseline
▲ 0.50% · 4.625%
HK$148,164
+HK$8,498/mo
Deposit HK$19.21M · loan HK$28.82M · min. income ≈ HK$279,332/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,208
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$150,129
−HK$3,978/mo
Today · 4.125%
HK$154,107
baseline
▲ 0.50% · 4.625%
HK$162,230
+HK$8,123/mo
Deposit HK$19.21M · loan HK$28.82M · min. income ≈ HK$308,214/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,328
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,098
−HK$4,845/mo
Today · 4.125%
HK$162,943
baseline
▲ 0.50% · 4.625%
HK$172,858
+HK$9,915/mo
Deposit HK$14.41M · loan HK$33.62M · min. income ≈ HK$325,886/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,576
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$175,151
−HK$4,641/mo
Today · 4.125%
HK$179,792
baseline
▲ 0.50% · 4.625%
HK$189,269
+HK$9,477/mo
Deposit HK$14.41M · loan HK$33.62M · min. income ≈ HK$359,584/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,136
−HK$12,362/mo
▼ 0.25% · 3.875%
HK$203,268
−HK$6,230/mo
Today · 4.125%
HK$209,498
baseline
▲ 0.50% · 4.625%
HK$222,246
+HK$12,748/mo
Deposit HK$4.80M · loan HK$43.23M · min. income ≈ HK$418,996/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,312
−HK$11,849/mo
▼ 0.25% · 3.875%
HK$225,194
−HK$5,967/mo
Today · 4.125%
HK$231,161
baseline
▲ 0.50% · 4.625%
HK$243,346
+HK$12,185/mo
Deposit HK$4.80M · loan HK$43.23M · min. income ≈ HK$462,322/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$2,041,265 · Scale 2, in force from 26 Feb 2026)