LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,952
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,293
−HK$346/mo
Today · 4.125%
HK$11,639
baseline
▲ 0.50% · 4.625%
HK$12,347
+HK$708/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,278/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,184
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,511
−HK$331/mo
Today · 4.125%
HK$12,842
baseline
▲ 0.50% · 4.625%
HK$13,519
+HK$677/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,684/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,143
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,551
−HK$416/mo
Today · 4.125%
HK$13,967
baseline
▲ 0.50% · 4.625%
HK$14,817
+HK$850/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,934/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,621
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,013
−HK$398/mo
Today · 4.125%
HK$15,411
baseline
▲ 0.50% · 4.625%
HK$16,223
+HK$812/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,822/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,333
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,810
−HK$485/mo
Today · 4.125%
HK$16,295
baseline
▲ 0.50% · 4.625%
HK$17,286
+HK$991/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,590/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,058
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,515
−HK$464/mo
Today · 4.125%
HK$17,979
baseline
▲ 0.50% · 4.625%
HK$18,927
+HK$948/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,958/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,714
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,327
−HK$623/mo
Today · 4.125%
HK$20,950
baseline
▲ 0.50% · 4.625%
HK$22,225
+HK$1,275/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,900/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,932
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,520
−HK$596/mo
Today · 4.125%
HK$23,116
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,219/mo
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$46,232/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,806 · Scale 2, in force from 26 Feb 2026)