LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,564
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$112,972
−HK$3,462/mo
Today · 4.125%
HK$116,434
baseline
▲ 0.50% · 4.625%
HK$123,519
+HK$7,085/mo
Deposit HK$24.02M · loan HK$24.02M · min. income ≈ HK$232,868/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,889
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$125,158
−HK$3,316/mo
Today · 4.125%
HK$128,474
baseline
▲ 0.50% · 4.625%
HK$135,246
+HK$6,772/mo
Deposit HK$24.02M · loan HK$24.02M · min. income ≈ HK$256,948/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,477
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,566
−HK$4,155/mo
Today · 4.125%
HK$139,721
baseline
▲ 0.50% · 4.625%
HK$148,223
+HK$8,502/mo
Deposit HK$19.22M · loan HK$28.83M · min. income ≈ HK$279,442/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,266
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$150,189
−HK$3,980/mo
Today · 4.125%
HK$154,169
baseline
▲ 0.50% · 4.625%
HK$162,295
+HK$8,126/mo
Deposit HK$19.22M · loan HK$28.83M · min. income ≈ HK$308,338/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,389
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$158,161
−HK$4,847/mo
Today · 4.125%
HK$163,008
baseline
▲ 0.50% · 4.625%
HK$172,927
+HK$9,919/mo
Deposit HK$14.41M · loan HK$33.63M · min. income ≈ HK$326,016/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,644
−HK$9,220/mo
▼ 0.25% · 3.875%
HK$175,221
−HK$4,643/mo
Today · 4.125%
HK$179,864
baseline
▲ 0.50% · 4.625%
HK$189,344
+HK$9,480/mo
Deposit HK$14.41M · loan HK$33.63M · min. income ≈ HK$359,728/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,215
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$203,349
−HK$6,233/mo
Today · 4.125%
HK$209,582
baseline
▲ 0.50% · 4.625%
HK$222,335
+HK$12,753/mo
Deposit HK$4.80M · loan HK$43.24M · min. income ≈ HK$419,164/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,400
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$225,284
−HK$5,969/mo
Today · 4.125%
HK$231,253
baseline
▲ 0.50% · 4.625%
HK$243,443
+HK$12,190/mo
Deposit HK$4.80M · loan HK$43.24M · min. income ≈ HK$462,506/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,042,080 · Scale 2, in force from 26 Feb 2026)