LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,589
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$112,997
−HK$3,464/mo
Today · 4.125%
HK$116,461
baseline
▲ 0.50% · 4.625%
HK$123,547
+HK$7,086/mo
Deposit HK$24.03M · loan HK$24.03M · min. income ≈ HK$232,922/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,916
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,186
−HK$3,317/mo
Today · 4.125%
HK$128,503
baseline
▲ 0.50% · 4.625%
HK$135,276
+HK$6,773/mo
Deposit HK$24.03M · loan HK$24.03M · min. income ≈ HK$257,006/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,506
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$135,597
−HK$4,156/mo
Today · 4.125%
HK$139,753
baseline
▲ 0.50% · 4.625%
HK$148,256
+HK$8,503/mo
Deposit HK$19.22M · loan HK$28.84M · min. income ≈ HK$279,506/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,299
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$150,223
−HK$3,980/mo
Today · 4.125%
HK$154,203
baseline
▲ 0.50% · 4.625%
HK$162,332
+HK$8,129/mo
Deposit HK$19.22M · loan HK$28.84M · min. income ≈ HK$308,406/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,424
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,196
−HK$4,849/mo
Today · 4.125%
HK$163,045
baseline
▲ 0.50% · 4.625%
HK$172,966
+HK$9,921/mo
Deposit HK$14.42M · loan HK$33.64M · min. income ≈ HK$326,090/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,683
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$175,260
−HK$4,644/mo
Today · 4.125%
HK$179,904
baseline
▲ 0.50% · 4.625%
HK$189,387
+HK$9,483/mo
Deposit HK$14.42M · loan HK$33.64M · min. income ≈ HK$359,808/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,259
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$203,395
−HK$6,234/mo
Today · 4.125%
HK$209,629
baseline
▲ 0.50% · 4.625%
HK$222,385
+HK$12,756/mo
Deposit HK$4.81M · loan HK$43.25M · min. income ≈ HK$419,258/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,449
−HK$11,856/mo
▼ 0.25% · 3.875%
HK$225,335
−HK$5,970/mo
Today · 4.125%
HK$231,305
baseline
▲ 0.50% · 4.625%
HK$243,498
+HK$12,193/mo
Deposit HK$4.81M · loan HK$43.25M · min. income ≈ HK$462,610/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,042,540 · Scale 2, in force from 26 Feb 2026)