LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,959
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,300
−HK$346/mo
Today · 4.125%
HK$11,646
baseline
▲ 0.50% · 4.625%
HK$12,355
+HK$709/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,292/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,192
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,519
−HK$331/mo
Today · 4.125%
HK$12,850
baseline
▲ 0.50% · 4.625%
HK$13,528
+HK$678/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,700/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,151
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,560
−HK$415/mo
Today · 4.125%
HK$13,975
baseline
▲ 0.50% · 4.625%
HK$14,826
+HK$851/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,950/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,630
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,022
−HK$398/mo
Today · 4.125%
HK$15,420
baseline
▲ 0.50% · 4.625%
HK$16,233
+HK$813/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,840/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,342
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,820
−HK$485/mo
Today · 4.125%
HK$16,305
baseline
▲ 0.50% · 4.625%
HK$17,297
+HK$992/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$32,610/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,068
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,526
−HK$464/mo
Today · 4.125%
HK$17,990
baseline
▲ 0.50% · 4.625%
HK$18,939
+HK$949/mo
Deposit HK$1.44M · loan HK$3.36M · min. income ≈ HK$35,980/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$623/mo
Today · 4.125%
HK$20,963
baseline
▲ 0.50% · 4.625%
HK$22,239
+HK$1,276/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,926/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$597/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,219/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,099 · Scale 2, in force from 26 Feb 2026)