LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,964
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,305
−HK$347/mo
Today · 4.125%
HK$11,652
baseline
▲ 0.50% · 4.625%
HK$12,361
+HK$709/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,304/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,197
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,525
−HK$331/mo
Today · 4.125%
HK$12,856
baseline
▲ 0.50% · 4.625%
HK$13,534
+HK$678/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,712/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,157
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,566
−HK$416/mo
Today · 4.125%
HK$13,982
baseline
▲ 0.50% · 4.625%
HK$14,833
+HK$851/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$27,964/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,637
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,030
−HK$398/mo
Today · 4.125%
HK$15,428
baseline
▲ 0.50% · 4.625%
HK$16,241
+HK$813/mo
Deposit HK$1.92M · loan HK$2.88M · min. income ≈ HK$30,856/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,350
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,827
−HK$485/mo
Today · 4.125%
HK$16,312
baseline
▲ 0.50% · 4.625%
HK$17,305
+HK$993/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$32,624/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,076
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,534
−HK$465/mo
Today · 4.125%
HK$17,999
baseline
▲ 0.50% · 4.625%
HK$18,948
+HK$949/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$35,998/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,735
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,349
−HK$624/mo
Today · 4.125%
HK$20,973
baseline
▲ 0.50% · 4.625%
HK$22,249
+HK$1,276/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,946/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,955
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,544
−HK$598/mo
Today · 4.125%
HK$23,142
baseline
▲ 0.50% · 4.625%
HK$24,361
+HK$1,219/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$46,284/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,329 · Scale 2, in force from 26 Feb 2026)