LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,966
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,307
−HK$346/mo
Today · 4.125%
HK$11,653
baseline
▲ 0.50% · 4.625%
HK$12,363
+HK$710/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,306/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,199
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,527
−HK$331/mo
Today · 4.125%
HK$12,858
baseline
▲ 0.50% · 4.625%
HK$13,536
+HK$678/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,716/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,159
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,568
−HK$416/mo
Today · 4.125%
HK$13,984
baseline
▲ 0.50% · 4.625%
HK$14,835
+HK$851/mo
Deposit HK$1.92M · loan HK$2.89M · min. income ≈ HK$27,968/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,639
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,032
−HK$398/mo
Today · 4.125%
HK$15,430
baseline
▲ 0.50% · 4.625%
HK$16,244
+HK$814/mo
Deposit HK$1.92M · loan HK$2.89M · min. income ≈ HK$30,860/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,352
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$485/mo
Today · 4.125%
HK$16,315
baseline
▲ 0.50% · 4.625%
HK$17,308
+HK$993/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$32,630/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,079
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,537
−HK$465/mo
Today · 4.125%
HK$18,002
baseline
▲ 0.50% · 4.625%
HK$18,951
+HK$949/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$36,004/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,738
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$624/mo
Today · 4.125%
HK$20,976
baseline
▲ 0.50% · 4.625%
HK$22,253
+HK$1,277/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,952/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,959
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,548
−HK$597/mo
Today · 4.125%
HK$23,145
baseline
▲ 0.50% · 4.625%
HK$24,365
+HK$1,220/mo
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$46,290/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,404 · Scale 2, in force from 26 Feb 2026)