LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,659
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$113,071
−HK$3,465/mo
Today · 4.125%
HK$116,536
baseline
▲ 0.50% · 4.625%
HK$123,627
+HK$7,091/mo
Deposit HK$24.05M · loan HK$24.05M · min. income ≈ HK$233,072/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,995
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,267
−HK$3,319/mo
Today · 4.125%
HK$128,586
baseline
▲ 0.50% · 4.625%
HK$135,364
+HK$6,778/mo
Deposit HK$24.05M · loan HK$24.05M · min. income ≈ HK$257,172/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,591
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$135,685
−HK$4,158/mo
Today · 4.125%
HK$139,843
baseline
▲ 0.50% · 4.625%
HK$148,352
+HK$8,509/mo
Deposit HK$19.24M · loan HK$28.85M · min. income ≈ HK$279,686/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,394
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$150,320
−HK$3,983/mo
Today · 4.125%
HK$154,303
baseline
▲ 0.50% · 4.625%
HK$162,437
+HK$8,134/mo
Deposit HK$19.24M · loan HK$28.85M · min. income ≈ HK$308,606/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,523
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$158,299
−HK$4,852/mo
Today · 4.125%
HK$163,151
baseline
▲ 0.50% · 4.625%
HK$173,078
+HK$9,927/mo
Deposit HK$14.43M · loan HK$33.66M · min. income ≈ HK$326,302/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,793
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$175,374
−HK$4,647/mo
Today · 4.125%
HK$180,021
baseline
▲ 0.50% · 4.625%
HK$189,510
+HK$9,489/mo
Deposit HK$14.43M · loan HK$33.66M · min. income ≈ HK$360,042/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,387
−HK$12,378/mo
▼ 0.25% · 3.875%
HK$203,527
−HK$6,238/mo
Today · 4.125%
HK$209,765
baseline
▲ 0.50% · 4.625%
HK$222,529
+HK$12,764/mo
Deposit HK$4.81M · loan HK$43.28M · min. income ≈ HK$419,530/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,591
−HK$11,864/mo
▼ 0.25% · 3.875%
HK$225,480
−HK$5,975/mo
Today · 4.125%
HK$231,455
baseline
▲ 0.50% · 4.625%
HK$243,655
+HK$12,200/mo
Deposit HK$4.81M · loan HK$43.28M · min. income ≈ HK$462,910/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$2,043,862 · Scale 2, in force from 26 Feb 2026)