LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,718
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,131
−HK$3,468/mo
Today · 4.125%
HK$116,599
baseline
▲ 0.50% · 4.625%
HK$123,693
+HK$7,094/mo
Deposit HK$24.06M · loan HK$24.06M · min. income ≈ HK$233,198/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,061
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,334
−HK$3,321/mo
Today · 4.125%
HK$128,655
baseline
▲ 0.50% · 4.625%
HK$135,437
+HK$6,782/mo
Deposit HK$24.06M · loan HK$24.06M · min. income ≈ HK$257,310/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,662
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,757
−HK$4,161/mo
Today · 4.125%
HK$139,918
baseline
▲ 0.50% · 4.625%
HK$148,432
+HK$8,514/mo
Deposit HK$19.25M · loan HK$28.87M · min. income ≈ HK$279,836/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,473
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$150,401
−HK$3,985/mo
Today · 4.125%
HK$154,386
baseline
▲ 0.50% · 4.625%
HK$162,524
+HK$8,138/mo
Deposit HK$19.25M · loan HK$28.87M · min. income ≈ HK$308,772/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,606
−HK$9,632/mo
▼ 0.25% · 3.875%
HK$158,384
−HK$4,854/mo
Today · 4.125%
HK$163,238
baseline
▲ 0.50% · 4.625%
HK$173,171
+HK$9,933/mo
Deposit HK$14.43M · loan HK$33.68M · min. income ≈ HK$326,476/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,885
−HK$9,232/mo
▼ 0.25% · 3.875%
HK$175,468
−HK$4,649/mo
Today · 4.125%
HK$180,117
baseline
▲ 0.50% · 4.625%
HK$189,611
+HK$9,494/mo
Deposit HK$14.43M · loan HK$33.68M · min. income ≈ HK$360,234/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,493
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$203,636
−HK$6,241/mo
Today · 4.125%
HK$209,877
baseline
▲ 0.50% · 4.625%
HK$222,648
+HK$12,771/mo
Deposit HK$4.81M · loan HK$43.30M · min. income ≈ HK$419,754/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,709
−HK$11,870/mo
▼ 0.25% · 3.875%
HK$225,601
−HK$5,978/mo
Today · 4.125%
HK$231,579
baseline
▲ 0.50% · 4.625%
HK$243,786
+HK$12,207/mo
Deposit HK$4.81M · loan HK$43.30M · min. income ≈ HK$463,158/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,044,958 · Scale 2, in force from 26 Feb 2026)