LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,737
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,150
−HK$3,468/mo
Today · 4.125%
HK$116,618
baseline
▲ 0.50% · 4.625%
HK$123,714
+HK$7,096/mo
Deposit HK$24.06M · loan HK$24.06M · min. income ≈ HK$233,236/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,081
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,355
−HK$3,322/mo
Today · 4.125%
HK$128,677
baseline
▲ 0.50% · 4.625%
HK$135,459
+HK$6,782/mo
Deposit HK$24.06M · loan HK$24.06M · min. income ≈ HK$257,354/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,684
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$135,780
−HK$4,162/mo
Today · 4.125%
HK$139,942
baseline
▲ 0.50% · 4.625%
HK$148,457
+HK$8,515/mo
Deposit HK$19.25M · loan HK$28.87M · min. income ≈ HK$279,884/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,497
−HK$7,915/mo
▼ 0.25% · 3.875%
HK$150,426
−HK$3,986/mo
Today · 4.125%
HK$154,412
baseline
▲ 0.50% · 4.625%
HK$162,551
+HK$8,139/mo
Deposit HK$19.25M · loan HK$28.87M · min. income ≈ HK$308,824/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,631
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$158,410
−HK$4,855/mo
Today · 4.125%
HK$163,265
baseline
▲ 0.50% · 4.625%
HK$173,200
+HK$9,935/mo
Deposit HK$14.44M · loan HK$33.69M · min. income ≈ HK$326,530/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,913
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$175,497
−HK$4,650/mo
Today · 4.125%
HK$180,147
baseline
▲ 0.50% · 4.625%
HK$189,643
+HK$9,496/mo
Deposit HK$14.44M · loan HK$33.69M · min. income ≈ HK$360,294/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,526
−HK$12,387/mo
▼ 0.25% · 3.875%
HK$203,670
−HK$6,243/mo
Today · 4.125%
HK$209,913
baseline
▲ 0.50% · 4.625%
HK$222,685
+HK$12,772/mo
Deposit HK$4.81M · loan HK$43.31M · min. income ≈ HK$419,826/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,746
−HK$11,872/mo
▼ 0.25% · 3.875%
HK$225,639
−HK$5,979/mo
Today · 4.125%
HK$231,618
baseline
▲ 0.50% · 4.625%
HK$243,827
+HK$12,209/mo
Deposit HK$4.81M · loan HK$43.31M · min. income ≈ HK$463,236/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,300 · Scale 2, in force from 26 Feb 2026)