LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,761
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$113,175
−HK$3,469/mo
Today · 4.125%
HK$116,644
baseline
▲ 0.50% · 4.625%
HK$123,742
+HK$7,098/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$233,288/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,108
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,383
−HK$3,322/mo
Today · 4.125%
HK$128,705
baseline
▲ 0.50% · 4.625%
HK$135,490
+HK$6,785/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$257,410/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,713
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,810
−HK$4,163/mo
Today · 4.125%
HK$139,973
baseline
▲ 0.50% · 4.625%
HK$148,490
+HK$8,517/mo
Deposit HK$19.25M · loan HK$28.88M · min. income ≈ HK$279,946/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,530
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$150,460
−HK$3,986/mo
Today · 4.125%
HK$154,446
baseline
▲ 0.50% · 4.625%
HK$162,588
+HK$8,142/mo
Deposit HK$19.25M · loan HK$28.88M · min. income ≈ HK$308,892/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,666
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$158,446
−HK$4,856/mo
Today · 4.125%
HK$163,302
baseline
▲ 0.50% · 4.625%
HK$173,238
+HK$9,936/mo
Deposit HK$14.44M · loan HK$33.69M · min. income ≈ HK$326,604/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,952
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$175,536
−HK$4,651/mo
Today · 4.125%
HK$180,187
baseline
▲ 0.50% · 4.625%
HK$189,685
+HK$9,498/mo
Deposit HK$14.44M · loan HK$33.69M · min. income ≈ HK$360,374/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,570
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,716
−HK$6,244/mo
Today · 4.125%
HK$209,960
baseline
▲ 0.50% · 4.625%
HK$222,735
+HK$12,775/mo
Deposit HK$4.81M · loan HK$43.32M · min. income ≈ HK$419,920/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,795
−HK$11,875/mo
▼ 0.25% · 3.875%
HK$225,690
−HK$5,980/mo
Today · 4.125%
HK$231,670
baseline
▲ 0.50% · 4.625%
HK$243,881
+HK$12,211/mo
Deposit HK$4.81M · loan HK$43.32M · min. income ≈ HK$463,340/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,758 · Scale 2, in force from 26 Feb 2026)