LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,767
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,182
−HK$3,469/mo
Today · 4.125%
HK$116,651
baseline
▲ 0.50% · 4.625%
HK$123,749
+HK$7,098/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$233,302/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,115
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,390
−HK$3,323/mo
Today · 4.125%
HK$128,713
baseline
▲ 0.50% · 4.625%
HK$135,497
+HK$6,784/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$257,426/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,721
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,818
−HK$4,163/mo
Today · 4.125%
HK$139,981
baseline
▲ 0.50% · 4.625%
HK$148,498
+HK$8,517/mo
Deposit HK$19.26M · loan HK$28.88M · min. income ≈ HK$279,962/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,538
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,468
−HK$3,987/mo
Today · 4.125%
HK$154,455
baseline
▲ 0.50% · 4.625%
HK$162,597
+HK$8,142/mo
Deposit HK$19.26M · loan HK$28.88M · min. income ≈ HK$308,910/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,674
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$158,454
−HK$4,857/mo
Today · 4.125%
HK$163,311
baseline
▲ 0.50% · 4.625%
HK$173,248
+HK$9,937/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$326,622/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,961
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$175,546
−HK$4,652/mo
Today · 4.125%
HK$180,198
baseline
▲ 0.50% · 4.625%
HK$189,696
+HK$9,498/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$360,396/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,581
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,727
−HK$6,244/mo
Today · 4.125%
HK$209,971
baseline
▲ 0.50% · 4.625%
HK$222,748
+HK$12,777/mo
Deposit HK$4.81M · loan HK$43.32M · min. income ≈ HK$419,942/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,807
−HK$11,876/mo
▼ 0.25% · 3.875%
HK$225,702
−HK$5,981/mo
Today · 4.125%
HK$231,683
baseline
▲ 0.50% · 4.625%
HK$243,895
+HK$12,212/mo
Deposit HK$4.81M · loan HK$43.32M · min. income ≈ HK$463,366/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,873 · Scale 2, in force from 26 Feb 2026)