LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,772
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,187
−HK$3,469/mo
Today · 4.125%
HK$116,656
baseline
▲ 0.50% · 4.625%
HK$123,754
+HK$7,098/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$233,312/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,121
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,396
−HK$3,322/mo
Today · 4.125%
HK$128,718
baseline
▲ 0.50% · 4.625%
HK$135,503
+HK$6,785/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$257,436/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,727
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,824
−HK$4,163/mo
Today · 4.125%
HK$139,987
baseline
▲ 0.50% · 4.625%
HK$148,505
+HK$8,518/mo
Deposit HK$19.26M · loan HK$28.88M · min. income ≈ HK$279,974/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,545
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,475
−HK$3,987/mo
Today · 4.125%
HK$154,462
baseline
▲ 0.50% · 4.625%
HK$162,604
+HK$8,142/mo
Deposit HK$19.26M · loan HK$28.88M · min. income ≈ HK$308,924/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,681
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$158,462
−HK$4,856/mo
Today · 4.125%
HK$163,318
baseline
▲ 0.50% · 4.625%
HK$173,256
+HK$9,938/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$326,636/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,969
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$175,554
−HK$4,652/mo
Today · 4.125%
HK$180,206
baseline
▲ 0.50% · 4.625%
HK$189,705
+HK$9,499/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$360,412/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,590
−HK$12,391/mo
▼ 0.25% · 3.875%
HK$203,736
−HK$6,245/mo
Today · 4.125%
HK$209,981
baseline
▲ 0.50% · 4.625%
HK$222,758
+HK$12,777/mo
Deposit HK$4.81M · loan HK$43.33M · min. income ≈ HK$419,962/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,817
−HK$11,876/mo
▼ 0.25% · 3.875%
HK$225,713
−HK$5,980/mo
Today · 4.125%
HK$231,693
baseline
▲ 0.50% · 4.625%
HK$243,906
+HK$12,213/mo
Deposit HK$4.81M · loan HK$43.33M · min. income ≈ HK$463,386/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,045,966 · Scale 2, in force from 26 Feb 2026)