LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,794
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,209
−HK$3,470/mo
Today · 4.125%
HK$116,679
baseline
▲ 0.50% · 4.625%
HK$123,779
+HK$7,100/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$233,358/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,145
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,420
−HK$3,324/mo
Today · 4.125%
HK$128,744
baseline
▲ 0.50% · 4.625%
HK$135,530
+HK$6,786/mo
Deposit HK$24.07M · loan HK$24.07M · min. income ≈ HK$257,488/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,753
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$135,851
−HK$4,164/mo
Today · 4.125%
HK$140,015
baseline
▲ 0.50% · 4.625%
HK$148,534
+HK$8,519/mo
Deposit HK$19.26M · loan HK$28.89M · min. income ≈ HK$280,030/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,574
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$150,505
−HK$3,987/mo
Today · 4.125%
HK$154,492
baseline
▲ 0.50% · 4.625%
HK$162,636
+HK$8,144/mo
Deposit HK$19.26M · loan HK$28.89M · min. income ≈ HK$308,984/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,711
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$158,493
−HK$4,858/mo
Today · 4.125%
HK$163,351
baseline
▲ 0.50% · 4.625%
HK$173,290
+HK$9,939/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$326,702/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,002
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,589
−HK$4,652/mo
Today · 4.125%
HK$180,241
baseline
▲ 0.50% · 4.625%
HK$189,742
+HK$9,501/mo
Deposit HK$14.44M · loan HK$33.70M · min. income ≈ HK$360,482/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,629
−HK$12,393/mo
▼ 0.25% · 3.875%
HK$203,776
−HK$6,246/mo
Today · 4.125%
HK$210,022
baseline
▲ 0.50% · 4.625%
HK$222,801
+HK$12,779/mo
Deposit HK$4.81M · loan HK$43.33M · min. income ≈ HK$420,044/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,860
−HK$11,879/mo
▼ 0.25% · 3.875%
HK$225,757
−HK$5,982/mo
Today · 4.125%
HK$231,739
baseline
▲ 0.50% · 4.625%
HK$243,954
+HK$12,215/mo
Deposit HK$4.81M · loan HK$43.33M · min. income ≈ HK$463,478/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,367 · Scale 2, in force from 26 Feb 2026)