LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,980
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,322
−HK$347/mo
Today · 4.125%
HK$11,669
baseline
▲ 0.50% · 4.625%
HK$12,379
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,338/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,215
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,543
−HK$332/mo
Today · 4.125%
HK$12,875
baseline
▲ 0.50% · 4.625%
HK$13,554
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,750/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,176
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,586
−HK$416/mo
Today · 4.125%
HK$14,002
baseline
▲ 0.50% · 4.625%
HK$14,854
+HK$852/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,004/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,658
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,052
−HK$398/mo
Today · 4.125%
HK$15,450
baseline
▲ 0.50% · 4.625%
HK$16,265
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,900/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,372
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,850
−HK$486/mo
Today · 4.125%
HK$16,336
baseline
▲ 0.50% · 4.625%
HK$17,330
+HK$994/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$32,672/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,101
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,560
−HK$465/mo
Today · 4.125%
HK$18,025
baseline
▲ 0.50% · 4.625%
HK$18,976
+HK$951/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$36,050/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,764
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,379
−HK$625/mo
Today · 4.125%
HK$21,004
baseline
▲ 0.50% · 4.625%
HK$22,282
+HK$1,278/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$42,008/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,988
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,577
−HK$598/mo
Today · 4.125%
HK$23,175
baseline
▲ 0.50% · 4.625%
HK$24,397
+HK$1,222/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$46,350/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,032 · Scale 2, in force from 26 Feb 2026)