LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,803
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,218
−HK$3,471/mo
Today · 4.125%
HK$116,689
baseline
▲ 0.50% · 4.625%
HK$123,789
+HK$7,100/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$233,378/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,155
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,431
−HK$3,323/mo
Today · 4.125%
HK$128,754
baseline
▲ 0.50% · 4.625%
HK$135,541
+HK$6,787/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$257,508/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,764
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$135,862
−HK$4,164/mo
Today · 4.125%
HK$140,026
baseline
▲ 0.50% · 4.625%
HK$148,547
+HK$8,521/mo
Deposit HK$19.26M · loan HK$28.89M · min. income ≈ HK$280,052/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,586
−HK$7,919/mo
▼ 0.25% · 3.875%
HK$150,517
−HK$3,988/mo
Today · 4.125%
HK$154,505
baseline
▲ 0.50% · 4.625%
HK$162,649
+HK$8,144/mo
Deposit HK$19.26M · loan HK$28.89M · min. income ≈ HK$309,010/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,724
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$158,506
−HK$4,858/mo
Today · 4.125%
HK$163,364
baseline
▲ 0.50% · 4.625%
HK$173,304
+HK$9,940/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$326,728/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,017
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,603
−HK$4,653/mo
Today · 4.125%
HK$180,256
baseline
▲ 0.50% · 4.625%
HK$189,758
+HK$9,502/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$360,512/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,645
−HK$12,394/mo
▼ 0.25% · 3.875%
HK$203,793
−HK$6,246/mo
Today · 4.125%
HK$210,039
baseline
▲ 0.50% · 4.625%
HK$222,820
+HK$12,781/mo
Deposit HK$4.82M · loan HK$43.34M · min. income ≈ HK$420,078/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,878
−HK$11,880/mo
▼ 0.25% · 3.875%
HK$225,775
−HK$5,983/mo
Today · 4.125%
HK$231,758
baseline
▲ 0.50% · 4.625%
HK$243,974
+HK$12,216/mo
Deposit HK$4.82M · loan HK$43.34M · min. income ≈ HK$463,516/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,536 · Scale 2, in force from 26 Feb 2026)