LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,815
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,231
−HK$3,470/mo
Today · 4.125%
HK$116,701
baseline
▲ 0.50% · 4.625%
HK$123,802
+HK$7,101/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$233,402/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,168
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,445
−HK$3,324/mo
Today · 4.125%
HK$128,769
baseline
▲ 0.50% · 4.625%
HK$135,556
+HK$6,787/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$257,538/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,778
−HK$8,264/mo
▼ 0.25% · 3.875%
HK$135,877
−HK$4,165/mo
Today · 4.125%
HK$140,042
baseline
▲ 0.50% · 4.625%
HK$148,563
+HK$8,521/mo
Deposit HK$19.26M · loan HK$28.90M · min. income ≈ HK$280,084/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,602
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$150,534
−HK$3,988/mo
Today · 4.125%
HK$154,522
baseline
▲ 0.50% · 4.625%
HK$162,667
+HK$8,145/mo
Deposit HK$19.26M · loan HK$28.90M · min. income ≈ HK$309,044/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,741
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,523
−HK$4,859/mo
Today · 4.125%
HK$163,382
baseline
▲ 0.50% · 4.625%
HK$173,323
+HK$9,941/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$326,764/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,035
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,623
−HK$4,653/mo
Today · 4.125%
HK$180,276
baseline
▲ 0.50% · 4.625%
HK$189,779
+HK$9,503/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$360,552/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,667
−HK$12,396/mo
▼ 0.25% · 3.875%
HK$203,816
−HK$6,247/mo
Today · 4.125%
HK$210,063
baseline
▲ 0.50% · 4.625%
HK$222,844
+HK$12,781/mo
Deposit HK$4.82M · loan HK$43.34M · min. income ≈ HK$420,126/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,903
−HK$11,880/mo
▼ 0.25% · 3.875%
HK$225,800
−HK$5,983/mo
Today · 4.125%
HK$231,783
baseline
▲ 0.50% · 4.625%
HK$244,001
+HK$12,218/mo
Deposit HK$4.82M · loan HK$43.34M · min. income ≈ HK$463,566/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,762 · Scale 2, in force from 26 Feb 2026)