LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,982
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,323
−HK$347/mo
Today · 4.125%
HK$11,670
baseline
▲ 0.50% · 4.625%
HK$12,380
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,340/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,217
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,545
−HK$332/mo
Today · 4.125%
HK$12,877
baseline
▲ 0.50% · 4.625%
HK$13,556
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,754/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,178
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,588
−HK$416/mo
Today · 4.125%
HK$14,004
baseline
▲ 0.50% · 4.625%
HK$14,856
+HK$852/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,008/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,660
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,054
−HK$398/mo
Today · 4.125%
HK$15,452
baseline
▲ 0.50% · 4.625%
HK$16,267
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,904/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,374
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,852
−HK$486/mo
Today · 4.125%
HK$16,338
baseline
▲ 0.50% · 4.625%
HK$17,333
+HK$995/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$32,676/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,104
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,562
−HK$466/mo
Today · 4.125%
HK$18,028
baseline
▲ 0.50% · 4.625%
HK$18,978
+HK$950/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$36,056/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,767
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,382
−HK$624/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,285
+HK$1,279/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,990
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,580
−HK$599/mo
Today · 4.125%
HK$23,179
baseline
▲ 0.50% · 4.625%
HK$24,400
+HK$1,221/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$46,358/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,096 · Scale 2, in force from 26 Feb 2026)