LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,983
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,324
−HK$347/mo
Today · 4.125%
HK$11,671
baseline
▲ 0.50% · 4.625%
HK$12,381
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,342/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,218
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,546
−HK$332/mo
Today · 4.125%
HK$12,878
baseline
▲ 0.50% · 4.625%
HK$13,557
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,756/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,179
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,589
−HK$416/mo
Today · 4.125%
HK$14,005
baseline
▲ 0.50% · 4.625%
HK$14,858
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,010/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,662
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,055
−HK$399/mo
Today · 4.125%
HK$15,454
baseline
▲ 0.50% · 4.625%
HK$16,268
+HK$814/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,908/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,376
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,854
−HK$486/mo
Today · 4.125%
HK$16,340
baseline
▲ 0.50% · 4.625%
HK$17,334
+HK$994/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$32,680/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,105
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,564
−HK$465/mo
Today · 4.125%
HK$18,029
baseline
▲ 0.50% · 4.625%
HK$18,980
+HK$951/mo
Deposit HK$1.44M · loan HK$3.37M · min. income ≈ HK$36,058/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,769
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,383
−HK$625/mo
Today · 4.125%
HK$21,008
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,279/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$42,016/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$598/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,402
+HK$1,222/mo
Deposit HK$482K · loan HK$4.33M · min. income ≈ HK$46,360/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,136 · Scale 2, in force from 26 Feb 2026)